About Civic Finance
Building bridges for sustainable and inclusive growth.
Civic Finance is a Sydney-based finance company with more than 15+ years' experience in financial services and hundreds of satisfied clients.
We help Australians buy their first home, move up, invest, refinance, fund a business, finance a vehicle and protect what they've built. Our brokers compare options from more than 30+ banks and lenders, then stay with you through the paperwork and the settlement.
- Home loans, refinancing and investment lending
- SMSF, business and commercial property finance
- Car finance, risk insurance and debt consolidation
- Free property reports for buyers and owners
Our values
The standards we hold ourselves to.
Integrity
Honest, transparent advice — including when the answer isn't the one you were hoping for.
Customer focus
Your circumstances drive the recommendation, not a lender's target. We build relationships that last.
Quality
We prepare applications properly, compare the detail and keep you informed at every step.
Teamwork
Our brokers, your accountant and your solicitor working from the same plan.
Our team
The brokers behind Civic Finance.
You'll deal with a broker who knows your file — from the first conversation through to settlement and beyond.
Mumtaz Sethi
CEO / Lead Broker
Aamash Qaisar
Broker
Moonis Sethi
Broker
The Financial Horizon
A clear path, from first conversation to settlement.
Understand your goals
We start with your circumstances, income, deposit and what you're trying to achieve.
Compare the market
We compare suitable options across our panel of 30+ Australian banks and lenders.
Prepare your application
We help prepare and manage your application, and communicate with lenders on your behalf.
Settlement and beyond
We guide you through to settlement, and remain available as your circumstances change.
Google Reviews
What our clients say.
Our reviews are published on our Google Business Profile. Read what borrowers say about working with Civic Finance.
Civic Finance
Norwest, Sydney NSW
0+ yrs
Supporting Australian borrowers and businesses
0+
Banks and lenders compared on your behalf
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Brokers behind your loan, first call to settlement
Ready when you are.
Have a no-obligation conversation about your position, your options and what comes next.