Calculators
Run the numbers before you commit.
Four quick tools to help you understand your borrowing position, your repayments and the costs of buying. All figures are estimates — we'll confirm your actual numbers when we speak.
Choose a calculator
Pick the tool you need.
Select a calculator and it opens directly below — no hunting through the page.
01
Stamp Duty Calculator
Estimate the transfer (stamp) duty on a property purchase in any Australian state or territory, including first home buyer concessions.
Applies the first home buyer duty concession where one exists in your state.
Estimated duty — NSW
$30,187
Estimate assumes a standard owner-occupier or investment purchase with no concessions applied. Estimate only, based on published state and territory rates of duty and standard (non-concessional) assessment. Government fees, foreign buyer surcharges and eligibility criteria are not included — speak with Civic Finance to confirm your actual costs.
Need a hand?
Let a broker run the real numbers.
Calculators give you a guide. A Civic Finance broker can assess your full position and confirm what you could actually borrow or save.
- Compare options from 30+ Australian lenders
- No cost for our home loan service
- A reply within one business day
Prefer to talk it through?
Mumtaz Sethi · CEO / Lead Broker
0431 413 344Aamash Qaisar · Broker
0436 356 641Monday to Friday, 9:00am – 5:00pm